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Frequently Asked Questions

Find the answers to the most commonly asked questions about cheap insurance online below. We'll explain the kinds of coverage our insurers provide and how the payment of premiums works.

What types of coverage do you offer on this site?

We can offer you quotes on health, homeowners, car, and life insurance policies. Our insurers can also provide you quotes on more specialized types of policies, such as renters insurance. Our affiliates can provide you with affordable options no matter what your coverage needs are.

How often do I have to pay my premium?

The frequency of your payments will depend on your provider. Some companies require annual payments of the full premium amount, while others allow consumers to pay semi-annually or even monthly. When you shop for affordable policies using our free comparison tool, research your potential insurer's payment options to verify that they accommodate your needs.

How can I get started?

You'll have to compare several different policies in order to find the most affordable offering. Typically, finding affordable protection requires you to evaluate at least three or four quotes from different carriers. One way to do this is to sign up for free policy quotes with us. We'll take care of the quote retrieval for you, so all you have left to do is compare policies and make your decision.

When should I cancel my current policy?

If you have an existing plan and purchase a new one, you should not cancel your plan until the new one takes effect. When you contact your insurer to cancel your plan, you will provide an effective date for the cancellation that should coincide with the start of your new plan. Some providers require consumers to cancel their agreement in writing, so make sure you discuss cancellation procedures with your provider beforehand.

If my assets aren't worth much, do I still need a plan?

Yes, even people with modest amounts of assets can still use our free tool to compare rates with ease. For example, an auto policy is required by law in almost every state regardless of the individual's net worth. Similarly, health plans are especially important for people of modest means because it offsets the usually high cost of medical care.

What are the advantages of going through a reputable agent or broker?

You likely won't be able to find affordable options through a local agent or broker, but you might still be able to get a reasonably priced policy. Agents and brokers are ideal for consumers who have complex needs and/or very little knowledge about the process. On the down side, agents and brokers work on commission, so consumers often get talked into more than they really need.

You can take care of all of your cheap insurance online comparison shopping without ever having to navigate away from our site.